Starter economy: stronger low-end cards; handbook: withdrawal screening rules and wallet destroy; revert wallet-destroy guard

Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com>

src/Decentralized/Night.cs

@@ -257,7 +257,7 @@ namespace Decentralized
                 News.Show("pd_news_ponzi_" + day, L.T("news.ponzi.title"), L.T("news.ponzi.desc"), 4);
                 Log.Info($"理财崩盘：{ponzi.Kind}，池子 {ponzi.Amount:0} 被没收");
             }
-            foreach (var e in d.Scams.Night(day, d.Rng, d.WalletAt, new[] { Assets.CRT, Assets.PSC, Assets.CRC, Assets.CRA }, Session.Price))
+            foreach (var e in d.Scams.Night(day, d.Rng, d.Own, new[] { Assets.CRT, Assets.PSC, Assets.CRC, Assets.CRA }, Session.Price))
             {
                 var sw = d.Own(e.Wallet);
                 string wn = sw != null ? WalletWindow.NameOf(sw) : e.Wallet;